lodi291 Terms & Conditions

1 Definitions

In these Terms & Conditions, the following terms shall have the meanings assigned to them below unless the context clearly requires otherwise:

2 Acceptance of Terms

2.1 These Terms & Conditions constitute a legally binding agreement between lodi291 and each Player. By completing the lodi291 account registration process, clicking "I Agree" or any equivalent confirmation on the Platform, or by accessing or using any feature of the lodi291 Platform, you unconditionally accept and agree to be bound by this Agreement in full.

2.2 If you are accessing the Platform on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to this Agreement. Your acceptance of this Agreement shall be deemed acceptance on behalf of that person or entity.

2.3 lodi291 reserves the right to modify, amend, or supplement these Terms & Conditions at any time. Material changes will be communicated to Players via the email address registered with their Account or through a prominent notice on the Platform. Continued use of the Platform following the effective date of any amendment constitutes acceptance of the revised Terms.

3 Eligibility and Age Verification

3.1 Age Restriction. The lodi291 Platform is a real-money gambling service. In compliance with PAGCOR regulations and Philippine law, participation is strictly limited to individuals who are twenty-one (21) years of age or older at the time of registration and at all times during use of the Platform.

3.2 Residency and Jurisdiction. By registering, you represent that you are not located in a jurisdiction where online gambling is prohibited or restricted by applicable law. It is your sole responsibility to ensure that your use of lodi291 complies with all laws applicable to you in your location.

3.3 Age Verification Process. lodi291 will require age verification as a condition of account activation. Acceptable documents include but are not limited to: PhilSys National ID, Philippine Driver's License, Philippine Passport, and other government-issued identification confirming name and date of birth. lodi291 reserves the right to suspend an Account and withhold funds pending completion of age verification at any point during the account lifecycle.

3.4 Prohibition on Underage Play. Any individual under the age of 21 is strictly prohibited from registering on or using the lodi291 Platform. Any Account found to have been registered by or on behalf of a person under 21 will be immediately closed, all transactions will be voided, and deposited funds will be returned to the source payment method after any legally required deductions. lodi291 will report confirmed underage gambling incidents to PAGCOR as required by its license conditions.

3.5 Geographic Restrictions. lodi291 does not knowingly accept Players from jurisdictions where online gambling is prohibited by law. Players are responsible for complying with their own applicable local, national, or international laws before registering. lodi291 reserves the right to restrict access from any jurisdiction at its discretion and without prior notice.

4 Account Registration and Management

4.1 One Account Per Person. Each Player is permitted to hold only one (1) lodi291 Account. The operation of multiple Accounts by a single individual, whether under the same or different names, is strictly prohibited and will result in the suspension of all associated Accounts, investigation of all transactions, and potential forfeiture of balances pending review.

4.2 Accurate Information. Players must provide accurate, complete, and current information at registration, including their legal name, date of birth, Philippine mobile number, and any other fields required by lodi291. Providing false, inaccurate, or misleading information is a material breach of this Agreement.

4.3 Account Security. Players are solely responsible for maintaining the confidentiality of their Account username, password, and any two-factor authentication credentials. Players must immediately notify lodi291 support if they suspect unauthorized access to their Account. lodi291 will not be liable for any loss resulting from a Player's failure to secure their credentials.

4.4 Account Verification (KYC). lodi291 may require Players to complete Know Your Customer (KYC) verification at any time as required by its PAGCOR license conditions and applicable anti-money laundering regulations. Failure to complete KYC verification within a reasonable timeframe specified by lodi291 may result in suspension of withdrawal rights and, ultimately, account closure.

4.5 Account Closure by Player. Players may request closure of their lodi291 Account at any time by contacting customer support. Pending wagers will be settled according to their outcomes, and available balances will be returned to the Player's registered withdrawal method following completion of any outstanding KYC requirements.

5 Deposits, Withdrawals and Payments

5.1 Accepted Payment Methods. lodi291 accepts deposits and processes withdrawals via the payment methods listed on the Platform at the time of transaction. Currently accepted methods include GCash, Maya, BPI, BDO, UnionBank, 7-Eleven, USDT TRC20, and Coins.ph. Available methods may change without prior notice.

5.2 Minimum Deposit. The minimum deposit amount on lodi291 is PHP 100 unless otherwise specified for a particular payment method or promotional event.

5.3 Currency. All Account balances, deposits, and withdrawals are denominated in Philippine Peso (PHP) unless explicitly stated otherwise. Transactions in other currencies may be subject to conversion at the rate applicable at the time of the transaction.

5.4 Withdrawal Processing. lodi291 will process withdrawal requests to the same payment method used for the most recent deposit, where technically feasible. GCash and Maya withdrawals typically process within 5–30 minutes. Bank transfer withdrawals may take 1–24 hours depending on the receiving bank's processing schedule. lodi291 reserves the right to conduct additional security checks before processing withdrawals, which may extend processing times.

5.5 Withdrawal Conditions. Withdrawals are subject to full KYC verification. Accounts with active self-exclusion periods cannot request withdrawals during the exclusion period except for the return of unspent deposits. lodi291 reserves the right to withhold withdrawal requests pending investigation of suspected fraud, collusion, or breach of this Agreement.

5.6 No Third-Party Payments. lodi291 does not accept deposits from third parties. Funds must originate from a payment method registered in the Player's own name. Withdrawals will only be returned to a verified payment method in the Player's name.

6 Bonuses and Promotions

6.1 General Bonus Terms. lodi291 offers various bonuses and promotional incentives to Players from time to time. All bonuses are subject to specific terms and conditions published in connection with each promotion, which form part of this Agreement. In the event of conflict between promotion-specific terms and these General Terms, the promotion-specific terms shall prevail for that promotion.

6.2 Wagering Requirements. Unless expressly stated otherwise, bonus funds credited to a Player's Account are subject to wagering requirements before they may be converted to withdrawable funds. Wagering requirements specify the number of times the bonus amount (and in some cases the deposit amount) must be wagered on eligible games before a withdrawal can be requested.

6.3 Bonus Abuse. lodi291 actively monitors for and prohibits bonus abuse, including but not limited to: opening multiple accounts to claim multiple first-deposit bonuses, using low-risk bet strategies designed to meet wagering requirements without genuine play, and any other conduct that lodi291 deems contrary to the spirit of its promotions. lodi291 reserves the right to void bonuses and associated winnings where abuse is detected.

6.4 Bonus Expiry. All bonuses carry an expiry period. Bonus funds not wagered within the applicable validity period will be automatically removed from the Player's Account without prior notice.

7 Gameplay and Betting Rules

7.1 Game Rules. Each game available on the lodi291 Platform is governed by its own specific rules displayed within the game interface. Players are responsible for reading and understanding applicable game rules before placing wagers. The rules of individual games form part of this Agreement.

7.2 Technical Malfunctions. In the event of a technical malfunction during a game session, lodi291 reserves the right to void bets and return stakes to affected Players. lodi291 will not honour payouts resulting from obvious technical errors, including but not limited to display errors, software malfunctions, or communication failures.

7.3 Bet Confirmation. A wager is only accepted and confirmed when lodi291's server successfully registers the bet and issues a confirmation. Network interruptions on the Player's side do not constitute grounds for re-crediting a wager that was not received by lodi291's system.

7.4 Live Casino. Live casino games are subject to additional rules governing human dealer interactions, table minimums and maximums, and studio broadcasting constraints. Disconnection from a live table during an active hand or round does not automatically void the wager — outcomes are determined by the table result as recorded on lodi291's server.

7.5 Sports Betting. Sports betting markets on lodi291 are subject to specific bet settlement rules including rules on void bets, incomplete events, and live betting. These rules are published within the sports betting section and form part of this Agreement.

8 Prohibited Conduct

Players are prohibited from engaging in any of the following conduct on the lodi291 Platform. Violation of any of these prohibitions constitutes a material breach of this Agreement and may result in immediate account suspension, forfeiture of funds, and referral to PAGCOR or law enforcement authorities as appropriate:

• Registering or operating more than one Account;
• Providing false, inaccurate, or misleading registration information;
• Allowing any other person to access or use your Account;
• Using the Platform if you are under 21 years of age;
• Using the Platform in any jurisdiction where online gambling is prohibited;
• Engaging in any form of fraud, collusion, or cheating;
• Using any automated tool, bot, script, or software to interact with the Platform;
• Exploiting software errors, bugs, or vulnerabilities for financial gain;
• Engaging in money laundering, structuring, or any other financial crime through the Platform;
• Using stolen, fraudulent, or unauthorized payment credentials;
• Attempting to circumvent security systems, access controls, or geo-restriction measures;
• Posting or transmitting any unlawful, defamatory, or harmful content via any communication feature on the Platform;
• Engaging in systematic "bonus hunting" or exploiting promotional offers in bad faith.

9 Responsible Gaming

9.1 lodi291 is committed to promoting responsible gambling and minimising the risk of gambling-related harm. The Company provides a range of tools to assist Players in managing their gambling activity, including deposit limits, session time limits, loss limits, cooling-off periods, and permanent self-exclusion.

9.2 Players who believe their gambling may be causing personal, financial, or psychological harm are strongly encouraged to use lodi291's self-exclusion tool, available through Account Settings, or to contact our support team via live chat.

9.3 lodi291 observes PAGCOR's responsible gaming guidelines and supports the national problem gambling helpline. Players seeking further information on responsible gaming are directed to lodi291's dedicated Responsible Gaming page.

9.4 lodi291 will not be liable for a Player's failure to use available responsible gaming tools. However, where lodi291 identifies a Player displaying patterns consistent with problem gambling, the Company reserves the right to impose limits or restrictions on that Player's Account in the interest of Player protection, including without the Player's explicit request.

10 Account Suspension, Restriction and Termination

10.1 lodi291 reserves the right to suspend, restrict, or terminate any Account, with or without prior notice, if lodi291 has reasonable grounds to believe that: (a) the Player has breached any provision of this Agreement; (b) the Player is engaging in fraudulent, illegal, or abusive behaviour; (c) a request has been received from a regulatory authority, law enforcement agency, or financial institution; or (d) the security or integrity of the Platform or other Players is at risk.

10.2 Upon account closure for breach, lodi291 may withhold Account balances pending investigation. If the breach is confirmed, forfeited funds may be returned to verified payment methods after deduction of any applicable costs, or may be withheld as required by law or PAGCOR directive.

10.3 A Player whose Account has been closed for breach of these Terms is permanently prohibited from re-registering on the lodi291 Platform without express written authorisation from lodi291 management.

11 Intellectual Property

11.1 All content available on the lodi291 Platform, including but not limited to text, graphics, logos, game software, user interfaces, audio, video, and design elements, is the proprietary property of lodi291 or its third-party licensors and is protected by applicable intellectual property laws.

11.2 Players are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for personal, non-commercial entertainment purposes in accordance with this Agreement. No other rights are granted.

11.3 Players are prohibited from copying, reproducing, distributing, modifying, reverse-engineering, creating derivative works from, or commercially exploiting any content, game software, or component of the lodi291 Platform without express prior written consent.

12 Limitation of Liability

12.1 To the fullest extent permitted by applicable Philippine law, lodi291, its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with a Player's use of the Platform, including without limitation loss of profits, data, or goodwill.

12.2 lodi291's aggregate liability to any Player in connection with any claim arising from use of the Platform shall not exceed the total deposits made by that Player to their lodi291 Account in the 30 calendar days preceding the claim.

12.3 lodi291 does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis. Players access the Platform at their own risk.

12.4 lodi291 is not responsible for third-party services, including payment processors such as GCash, Maya, BPI, or BDO, and their availability, accuracy, or performance. Any issues arising from third-party services must be directed to those third-party providers.

13 Privacy and Data Protection

13.1 lodi291 collects and processes personal data in accordance with its Privacy Policy, which forms an integral part of this Agreement. By accepting these Terms, Players also accept the Privacy Policy in full.

13.2 lodi291 will collect personal data including but not limited to name, date of birth, contact information, payment details, and gaming history for the purposes of account management, regulatory compliance, fraud prevention, and service improvement.

13.3 lodi291 may share personal data with PAGCOR and other regulatory or law enforcement bodies where required by applicable law or license conditions. lodi291 will not sell personal data to third parties for marketing purposes without explicit Player consent.

14 Governing Law and Dispute Resolution

14.1 Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles.

14.2 Regulatory Oversight. lodi291 operates under the supervision of PAGCOR. Disputes relating to game fairness, regulatory compliance, or licensing matters may be referred to PAGCOR in accordance with its published procedures.

14.3 Informal Resolution. Prior to formal dispute proceedings, Players are encouraged to raise any complaint directly with lodi291 through the live chat support or by email to the address published on the Platform. lodi291 will endeavour to resolve complaints within 10 business days.

14.4 Jurisdiction. Any dispute not resolved through informal resolution shall be submitted to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

15 Amendments to These Terms

15.1 lodi291 reserves the right to modify these Terms & Conditions at any time. Amendments will be effective upon posting to the Platform or, where material changes are made, upon notification to Players via their registered contact details.

15.2 The most current version of these Terms, together with the effective and last-updated dates, will always be available on the lodi291 Platform. Players are encouraged to review these Terms periodically.

15.3 Continued use of the lodi291 Platform after the posting of amended Terms constitutes the Player's acceptance of those amended Terms. If a Player does not agree to the amended Terms, they must immediately cease use of the Platform and close their Account.

16 Contact Information

For any questions, complaints, or concerns relating to these Terms & Conditions, please contact lodi291 through the following channels: